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Thursday, November 1, 2012

Mitt Romney vs. Barack Obama on Student-aid, and Scholarships

Within a few days, Americans will either re-elect President Barack Obama, or Americans will decide on an untested, and controversial Mitt Romney to become President. The choices Americans make can have far-reaching affects on student financial-aid, the availability of scholarships ad grants, as well as federally-backed student loan programs such as Federal Stafford Loans, FAFSA, and Pell Grants, etc.

The position of Barack Obama is fairly clear: he envisions the federal government assisting millions of students secure financing for their collegiate education. President Barack Obama proposes the following student loan reform measures.

President Obama compares his scholarships, grants, and financial-aid plans with Romney's positions. Specifically, President Obama promotes a "Pay As You Earn" plan, which caps monthly federal student loan repayment at 10 percent of monthly discretionary income. It also breaks down benefits depending on where someone lives.

Whereas his opponent, Mitt Romney offered not a plan but a rebuke to current and touted scholarship, grants, and financial-aid plans. For example, Mitt Romney was asked by a college student in August 2012 what he would do if elected to address the student debt crisis. Romney said. "I am not going to tell you something that is not the truth, because you know, that is just taking money from your other pocket and giving it to the other pocket."

Romney added, "I'm not going to promise all sorts of free stuff that I know you're going to end up paying for. What I want to do is give you a great job so you'll be able to pay it back yourself. And I want to get the government off your back, so you can keep more of what you earned."

That sounds wonderful from Mitt Romney. However, if you are going to give us sugar-coated soothing words, we need at least some bread and/or meat too.

The Obama plan for improving scholarships, grants, and financial-aid appears to represent at least a sandwich of solid proposals whereas Mitt Romney suggests to students to simply borrow more funds from your parents. We all know that traditional parents do not have an extra $15,000, or $45,000 sitting around the house. Perhaps the friends of Mitt Romney, a reputed billionaire, have such funds; however, the typical American parent does not.

If students are going to borrow money, I suggest that your parents should be your last alternative. Your first option should be private lenders. One great source is detailed in our article about student loans, and personal loans.

For more information about this great program, please review this article, and get started today.

Tuesday, October 23, 2012

Student Loan/Personal Loans

Are you still paying off your student loans? What about your credt-card debt? Are you looking for an easy solution? You’re not alone. Thousands of students, moms, dads, and business owners share your predicament.

If we just look at student-loan debt alone, it is expected to exceed one TRILLION dollars by the end of this year.

Let's imagine that we could help you drastically reduce your student loan debt or credit-card debt. By reducing your student loan debt, you would certainly give yourself more purchasing power and financial relief.

The good news is that there IS help out there. First, though, you have to WANT the help. If you WANT to get help, then I encourge you to seek the services of Prosper. The company is really an outstanding loan company that specializes in a variety of loans and debt-consolidation programs.

Many of our scholarship recipients have used the company in the past to help pay-off their high-interest debt.
For more information about this great program, please review this article, and get started today.

Sunday, October 7, 2012

Hockey Scholarships

  1. Applicant must be over the age of 18 years;

  2. Applicant must consider himself/herself to be very good at playing hockey, and must enjoy the sport of hockey;

  3. Applicant need not be a U.S. citizen at time of application;

  4. Applicant must register his/her name and email address, and payment preference with National Academy of American Scholars;

  5. Applicant must write an essay in 500 words or less why he/she believes that hockey is the best sport and describe in literary detail how he/she could convince another person to accept his/her opinion or feel the same way;

  6. Applicant must LIKE our Scholarships, Grants, and Financial-Aid facebook page or be a Follower of Scholarships, Grants, and Financial-Aid twitter account and also be a Follower of our Google-Plus Scholarships, Grants, and Financial-Aid channel;
Please click this link for more information about our scholarships, grants, and financial-aid for hockey players

Monday, October 1, 2012

Student-Aid Reform by President Obama: NASFAA/NSPA

President Obama approved an overhaul of the financial-aid system for college students, and students seeking scholarships, grants, and financial-aid. The new law is referred to as the The Student Aid and Fiscal Responsibility Act, which Congress approved despite strong opposition from private financial institutions, and from many members of NASFAA, the GOP, and NSPA.

The GOP and many businesses that typically provide funding for GOP campaigns, as well as many members of the National Association of Student Financial Administrators (NASFAA), were against the new law because these commercial banks were out of the student-loan market and makes the government the main lender. As we know, the student-loan scandal originated largely because of the greed of many members of NASFAA. NASFAA advertisers, and members, as well as many members of the NASFAA affiliate, the National Scholarship Providers Association (NSPA), have artificially kept the price of student loans very high, while at the same time censoring the scholarships, grants, and financial-aid opportunities from non-NSPA members whom refuse to participate in charades, and alphabet-middleman organizations like NSPA, NACAC, and other organizations tied to NASFAA.

Under NASFAA, and the National Scholarship Providers Association (NSPA), the most wasteful federal legislation in the history of financial-aid was passed and put into law: The College Scholarship Fraud Prevention Act of 2000. On the surface, the College Scholarship Fraud Prevention Act of 2000 is a law touted by members and advertisers of NASFAA to curb alleged fraud by scholarship administrators, and sponsors. In reality, not a single traditional scholarship sponsor has EVER been prosecuted under the law IN OVER 12 YEARS SINCE ITS PASSAGE!, and very few of the persons/organizations targeted under the College Scholarship Fraud Prevention Act of 2000 has been prosecuted. The only persons prosecuted under the law by the GOP/FTC have been Africans or Hispanics.

In plain and simple terms, the real purpose of The College Scholarship Fraud Prevention Act of 2000 has always been to help members of NASFAA, including student loan companies, and members of the NSPA, undermine the purses and wallets of students by using their networked members of guidance counselors, and college financial-aid officers to steer students and parents toward the financial-aid products and services of NASFAA members. student loans and scholarships sponsored by NASFAA members, and members of NACAC, and NSPA.

Low-cost and FREE scholarship sponsors, such as National Academy of American Scholars, who refuse to pay unnecessary middle-man fees to either NASFAA, or National Scholarship Providers Association (NSPA), are left out of the loop, and therefore guidance counselors do not perform their role in informing students of the numerous scholarships, grants, and financial-aid that is sponsored and made available by organizations that are NOT members of National Scholarship Providers Association (NSPA) or NASFAA.

The new law signed by President Barack Obama effectively and appropriately maintains a firm distance away from and strips banks/members of NASFAA of their role as middlemen in federal student loans and puts the government in charge. No longer do students and parents have to be raped by members of NASFAA or NACAC, or National Scholarship Providers Association (NSPA.

President Obama says the new system will save more than $60 billion over the next 10 years. That money will go toward Pell Grants for students and investments in community colleges and historically black institutions.

Students looking for scholarships, grants, and financial-aid should steer clear of any orgnization(s) linked to NASFAA/NSPA.

Wednesday, September 19, 2012

Scholarship Club of America

The official NAAS Scholarship Club of America is FREE to join. No costs! No money! No U.S. mail! No paypal! No checks! No credit-cards!

All it takes to join is a simple Like of our Scholarships, Grants, and Financial-Aid Facebook page, or simply become a Follower of our Twitter account. It takes 1 second to join! Really, it’s that simple!

In 1 second you are ready to benefit from our numerous sponsored Scholarships, Grants, and Financial-Aid packages, as well as earn scholarship points towards scholarships, grants, or financial-aid, as well as towards donations of your group's favorite causes.

Please review some of the many benefits of joining the NAAS Scholarship Club of America, and learn how to take advantage of your membership:
  1. Every Follower of our Twitter account is registered in our free Scholarship Club. You earn points by RE-TWEETING our Tweets, or by FAVORITING our Tweets;
  2. Every FaceBook Like is registered in our Scholarship Club. You earn scholarship points by SHARING, LIKING, and REFERRING Friends to Like our Facebook page;
  3. Every non-profit agency that has members that are elible for any of the numerous scholarships, grants, and financial-aid that we sponsor, and who LIKES our Facebook page, may also become a member of our Scholarship Club and earn scholarship points;
  4. Every school, or educational institution that has students that are eligible for any of the numerous scholarships, grants, and financial-aid that we sponsor, and who LIKES our Facebook page, may also become a member of our Scholarship Club and earn scholarship points on behalf of students for subsequent use in our scholarships, grants, and financial-aid programs;
  5. Every employer that has a student employee that is eligible for any of the numerous scholarships, grants, and financial-aid that we sponsor, and who LIKES our Facebook page, may also become a member of our Scholarship Club and earn scholarship points on behalf of the student employee. The student employee can subsequently use scholarship points generated by the employer in our scholarships, grants, and financial-aid programs, as long as the student(s) identifies that employer as as his/her employer.

Please click this link for more information about the Official NAAS Scholarship Club of America.

Friday, September 14, 2012

Scholarships, Grants, and Financial-Aid Scholarship Points Table

NAAS.ORG Scholarship Points for Scholarships, Grants, and Financial-Aid
Scholarship PointsAction RequiredExpiration date
of Scholarship Points
25 Scholarship Points(1) Facebook LikeNever
25 Scholarship Points(1) Google Plus Follow Never
25 Scholarship Points(1) Pinterest FollowNever
25 Scholarship Points(1) Twitter FollowNever
30 Scholarship PointsEach Twitter Re-Tweet (RT)30 days
25 Scholarship PointsEach Facebook Re-post/Shared link
of NAAS.ORG on applicant timeline
30 days
15 Scholarship PointsEach Google-Plus Circle Invite 30 days
25 Scholarship Points(1) Scholarship Registration Never
250 Scholarship Points(1) Online Scholarship Application 30 days
45 Scholarship Points per studentShared URL Link from school/company website to NAAS.ORG Never
25 Scholarship PointsBeFriend our Facebook Scholarship Badge Never
30 Scholarship PointsRefer an eligible student to Like our Facebook page 30 days
30 Scholarship PointsYouTube Subscription to our channel Never
15 Scholarship PointsYouTube video or .MPG4 file of scholar praising NAAS Scholarships Never
Merit Scholarship Points for Scholarships, Grants, and Financial-aid

Monday, September 3, 2012

Dedicated Mom's Scholarship Channel

We encourage all Mom's organizations as well as women's groups that provide scholarship, financial-aid, or financial-counseling to women, to consider a listing in  our local Mom's Scholarship Directory channel.

We encourage all women, and moms who are seeking scholarships, financial-aid,  to explore the great opportunities that we sponsor

Scholarships, Grants, and Financial-aid for Women/Moms