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Showing posts with label NSPA. Show all posts
Showing posts with label NSPA. Show all posts

Wednesday, May 8, 2013

High-Paying Georgia Scholarships

Do high-paying Georgia scholarships really exist? Sure, they do. Simply visit the website of National Academy of American Scholars and you will find more than 100 high-paying Georgia scholarships in numerous categories. There is no fee required to apply for our high-paying Georgia scholarships, and neither is there any requirement to be a member of any third-party organization.

In March of 2013, Georgia School educators were indicted in the spring on charges of racketeering and corruption. Georgia now bears the infamous label as home of one of the largest cheating scandals to hit the United States public education system. At least 35 Atlanta Public Schools educators and administrators were indicted. Instead of being a model of scholarship excellence, Georgia has been described by prosecutors as a model for cheating. The Georgia scandal illustrates the need for transparent scholarship sponsors like National Academy of American Scholars that do not claim memberships in organizations like the National Scholarship Providers Association (NSPA), National Association of Student Financial-Aid Administrators (NASFAA), or National Association for College Admission Counseling (NACAC), or the Better Business Bureau (BBB). If a school superintendent is willing to cheat, and is able to recruit hundreds of teachers in the process, then why should one believe the mission statements of third-party organizations that charge membership fees?

As a general rule, the more inter-related alphabet organizations that a scholarship sponsor or scholarship administrator is a member of, the greater the degree for possible fraud, corruption, and collusion.

Legitimate scholarship sponsors do no entrust bequeathed, donated, or private scholarship funds to third-party organizations because of the simple economic fact that compounding expenses deplete scholarship funds. Plain and simple.

Consequently, you may not find high-paying Georgia Scholarships in certain scholarship search services that claim "We're the Best & We're FREE" because such organizations are members of inter-related third-party alphabet organizations whose best intererests are not the students seeking Georgia scholarships, but the third-party scholarship organizations whose membership fees only drain scholarship funds. At the same time, some scholarship search services that claim to be "We're the Best & We're FREE" deliberately censor valuable scholarships, grants, and financial-aid information from Moms, mothers, and students that are seeking scholarships, and grants.

Neither will you find the best high-paying Georgia Scholarships in the database of the Georgia Department of Education, or in scholarship links listed on the Georgia Higher Education website. You may also not find the most valuable scholarships on the bulletin board of The Office for Student Financial Affairs of the financial aid office at the University of Georgia . Private scholarship sponsors work best without government influence, and without the government being a nuisance in the administration or sponsorship of Georgia Scholarships. An example of government waste is the United States Postal Service. Despite having an annual budget of over $50 billion dollars, the United States Postal Service is broke. I am sure there are plenty of moms, mothers, and women who can better manage even 1% of the U.S.P.S. budget.

Free Georgia Scholarship Searches
That do not require A Logon or Password

Georgia moms, mothers, and students interested in high-paying Georgia Scholarships simply need to know where to look for such Georgia Scholarships. Hint: you don't need to provide a username, password, or even divulge your personal details. The NAAS.ORG website has FREE Georgia Scholarships searches 24 hours per day. Repeat: Scholarship searches conducted on the NAAS.ORG website are entirely free, and do not need a login or password. We do not censor our sponsors or investors. We are not "Sworn" to censorship like scholarship search service companies that appear on government websites. We trust that Georgia moms, single mothers, women, grown adults, as well as students over the age of 18, can make their own decisions about Georgia scholarships, grants, and financial-aid and not be spoon-fed by college scholarship search companies that claim "We're the Best & We're FREE" while at the same time they are methodically deleting, blocking, and censoring Georgia scholarship information on their public facebook pages, and other social media channels when such information should really be shared with other Georgia residents.

If you are an Georgia resident, or person interested in attending an Georgia college, or university, then your search for high-paying Georgia scholarships should begin with NAAS.ORG. All Georgia scholarship searches on the NAAS.ORG website, for example, are free, and uncensored. Georgia scholarship searches on Google-plus are also free. Either way, if you look at the right sources and connect with the right college scholarship sponsor that has a history of delivering high-paying Georgia scholarships that are renewable then your odds of winning a high-paying Georgia scholarship should theoretically, and in all practicality increase. The odds are in your favor.

The best athlete or college scholarship search company does not run or hide. If a college scholarship database companies claims "We're the Best & We're FREE", but censors their college scholarship database or hides scholarship data from college scholarship applicants then they are not the best.

Investors and Sponsors Fund High-Paying Georgia Scholarships

If Georgia is the state where you want to dance in, play in, develop a love affair in, go to school in, and study in Georgia , then we have high-paying Georgia Scholarships that may be of interest to you. What do we mean by high-paying Georgia Scholarships? We consider a Georgia Scholarship that has a market value of $100,000 over 4 years, equally paid in $25,000 a year installments, a relatively High-Paying Georgia scholarship. Certainly, you are not going to earn that sum working at your local Walmart, or 7-11, or McDonalds as a teenage or mom weekend helper. National Academy of American Scholars uses a network of scholarship investors, and scholarship sponsors to ensure that over $1 million worth of Georgia scholarships, grants, and financial-aid are made available to eligible students seeking high-paying Georgia scholarships.

For a detailed continuation of this article, and numerous sources of renewable High-paying Georgia scholarships, official State of Georgia Pell Grants, Supplemental Educational Opportunity Grants (SEOG), and various other official Georgia Grant programs, and private sources of Georgia scholarships, grants, and financial-aid, please visit our Georgia Scholarships page:
High-Paying Georgia   Scholarships

Georgia Teaching Scandal Indictments Proves Perils of being Associated with third-party scholarship groups


For a summary of Unclaimed Georgia Scholarships that may be suitable for moms, mothers, students, and working adults, please visit our Scholarship Programs page:
Unclaimed Georgia   Scholarships

For a summary of the Top 50 Georgia Scholarships that may be suitable for moms, mothers, students, and working adults, please visit our Scholarship Blog page:
Top 50 Georgia   Scholarships

Sunday, May 5, 2013

Review of National Scholarship Providers Association

Review of National Scholarship Providers Association

This is a professional review of the National Scholarship Providers Association (a/k/a N.SP.A.) The National Scholarship Providers Association claims to be the "only national organization dedicated solely to supporting the needs of professionals administering scholarships in colleges and universities, non-profits, foundations, and businesses."

In order to carefully review National Scholarship Providers Association, we must review National Scholarship Providers Association with the same set of criteria we use for other scholarship search databases. However, the National Scholarship Providers Association claims it is not a scholarship search service, but rather a membership of scholarship sponsors. The National Scholarship Providers Association has a very controversial history, dating back to its association with Mark Kantrowitz, National Association of Student Financial-Aid Administrators (NASFAA), and other alphabet organizations that all seem to be inter-related. The question is whether or not organizations like National Scholarship Providers Association dilute scholarship funds or inflate profits for scholarship administrators?

Purpose of the National Scholarship Providers Association review.

The purpose of this professional review of the National Scholarship Providers Association is to assist women, moms, mothers, and students, as well as educators evaluate the merits, claims, and services of National Scholarship Providers Association. This review of National Scholarship Providers Association is important because the National Scholarship Providers Association is --like FastWeb, Kantrowitz, and other alphabetically-related organizations -- members and/or advertisers of NASFAA.

Function and Mission Statement of the National Scholarship Providers Association

According to its published claims, the National Scholarship Providers Association asserts that its membership "is open to organizations, colleges and universities, and individuals who are active in the scholarship provider community.." In reality, tests were conducted to verify this claim. The tests conducted were to use "Scholarship providers" that charged application fees, handling fees, and engaged in other legal acts that contradicted stated principles of Mark Kantrowitz (who provides advice and consultation to the National Scholarship Providers Association). In many instances, certain "scholarship providers" efforts to join this "network" were either rebuffed or ignored.

Therefore, there are questions as to the true mission statement of the National Scholarship Providers Association. Is the National Scholarship Providers Association simply an alter-ego of the policies of Mark Kantrowitz who seems to have a defined policy as restricting who and which "Scholarship providers" are able to "join" the National Scholarship Providers Association, and which alphabet organization(s) is allowed to "profit" from an association with NASFAA or Fastweb, LLC? Why does the National Scholarship Providers Association assess fees upfront to scholarship providers, knowing that these fees are being disbursed from scholarship funds bequeathed or donated?

High Membership Fees of the National Scholarship Providers Association

The memberships of the National Scholarship Providers Association are extreme and excessive. The fees consume a significant chunk of funds that were intended solely for the benefit of scholarship recipients.

Table of Excessive Membership Fees of the National Scholarship Providers Association
Disbursed Scholarship DollarsMembership Fees
Less than $250,000$180
$250,000 to $499,999$240
$500,000 to $999,999$415
$1,000,000 to 9,999,999$600
$10,000,000 or more$1,000
Table of Excessive Membership Fees of the National Scholarship Providers Association

Other dues of the National Scholarship Providers Association range as high as $2,000. In the 1990's, Mark Kantrowitz raised a big issue of legitimate scholarship sponsors charging application fees for the assessment, evaluation, adminstration, and detailed analysis of merit-based scholarships, grants, and financial-aid. This "so-called" and media-labeled "Financial-Aid Expert" broad-brushed every single scholarship sponsor in the entire United States of America as a "scam" for assessing any fee whose mere purpose was to compensate professional educators for services rendered, and to keep administrative fees to a reasonable level.

As a so-called "financial-aid expert", the non-sensical logic of Mark Kantrowitz was that such fees were unnecessary, not needed, and were furthermore simply evidence of a "scam." Hundreds of scholarship sponsors who had been faithfully awarding, administering, and providing scholarships were now ---according to a non-certified "Financial-Aid Expert" -- operating a lottery-style scholarship scam. It is no coincidence that Mark Kantrowitz has not made any similar claims against the National Scholarship Providers Association; Read this article why Kantrowitz took a high-paying job from Scholarship Points (a company that is not sponsors lottery-style scholarships in violation of the membership criteria of National Scholarship Providers Association.).

The fees charged by his buddy organization, the National Scholarship Providers Association, are extreme, excessive, and completely unnecessary. I am not aware of any information or evidence that the National Scholarship Providers Association is a non-profit organization or that it operates at arms-length from all of its members.

Board of directors of the National Scholarship Providers Association
Mark Kantrowitz: Hypocrisy Statements

According to National Scholarship Providers Association, "entities that provide scholarships which are awarded without meaningful criteria and/or on a random basis (e.g. through sweepstakes or a lottery) are not eligible for the Scholarship Provider Memberships." What an interesting statement. Mark Kantrowitz accepted employment with Scholarship Points in May of 2013 with a company that apparently does not even meet the basic criteria for a membership into an organization where he serves on the Board of Directors!! Are you kidding me?

The apparent hypocrisy of Mark Kantrowitz is not surprising. While operating out of a make-shift, unlicensed, "office" on the campus of Carnegie Mellon University (CMU), Kantrowitz crafted FinAid.Org. Despite his humble office, and one-man corporation, he was invited to speak on the subject of student financial-aid before the U.S. Congress as guest of the FTC. The Federal Trade Commission, ate, swallowed, and gulped down every false, deceptive, and misleading statement of Mark Kantrowitz. No matter how wild the statement, the FTC considered Mark Kantrowitz the second coming of Jesus Christ. Having relatives in the FTC also helped. The FTC invited this flawed, self-serving, and skilled self-promotion artist to speak before the United States Congress knowing full well he had not accomplished a single prominent financial-aid act worthy of such invitation.

The U.S. main-stream media (Bloomberg, the Los Angeles Times, and many other main-stream media organizations) spoon-feed Americans, educators, and students the unproven statements of Mark Kantrowitz. Many Better Business Bureau chapters followed the lead of the FTC. The main-steam media dressed Mark Kantrowitz as an independent, objective, ethical, and legitimate "Financial-Aid Expert." The FTC went so far as to encourage the U.S. Congress to pass a legislative act that addressed purported "Scholarship fraud" while --- get this--- the same proposed legislative Act ignored over $500 billion of student-loan fraud. Tell me who is the "Financial-Aid Expert" or the "Financial-Aid" self-promotion artist. The National Scholarship Providers Association appears to be nothing more than a for-profit extension of Mark Kantrowitz/FinAid.Org.

Superfluous Membership Features of the National Scholarship Providers Association

the National Scholarship Providers Association has numerous features for scholarship providers. Not all the features, however, are really necessary. Many of the features of the National Scholarship Providers Association are essentially the same features that the scholarship providers can do for themselves, or with others.

Do you need the National Scholarship Providers Association?

Do you need the National Scholarship Providers Association? No. Not really. Scholarship providers, scholarship sponsors should be taking the principal of valuable scholarship funds and spending those monies on forp-profit third parties. The main reason for using any scholarship search service is the understanding that you are using a legitimate, complete, and non-censored scholarship database. If your scholarship search service is filtering scholarship entries then you will miss out on valuable scholarships. FinAid.Org has a history of even blocking comments on its Facebook channel.

Summary of the National Scholarship Providers Association

Typically, middle-man, organizations that purport to help schlolarship sponsors increase their reach or appeal are nothing more than buddy organizations set-up by for-profit scholarship search service companies and advertisers to siphon away valuable scholarship funds, and leave very little to the intended beneficiaries.

Organizations that join such third-party organizations are essentially allowing scholarship funds to be wasted in exchange for advertising services. The literature of the National Scholarship Providers Association is pretty direct if you read the details. This is a third-party organization which solicits membership fees on a sliding scale (the bigger, the scholarship fund, the bigger the membership fee), and then to add obscenity to its greed declares that a dominant component of their membership services is increase traffic and leads to the websites of their members.

In summary, membership fees paid to National Scholarship Providers Association can erode as much as half or more of donated scholarship funds. Over a 50-year scholarship fund lifetime, the membership fee percent fee charged by the National Scholarship Providers Association may erode 63 percent of the scholarship fund, and leave only 37% remaining. Deduct other expenses, and students will be left with very little scholarship funds. Scholarship funds that are depreciated by third-party organizations and which create the affect of compounding costs do not serve the best interests of the public nor intended scholarship recipients. Why spend an extra $1,000 when you can the item yourself for $1.00?

The past literature, the advertisements, the associations, and the detailed involvement of Mark Kantrowitz, leads me to believe that the National Scholarship Providers Association is a for-profit "buddy organization" set-up by a scholarship search service to generate profits for the members, Scholarship sponsors that agree to such fee-sharing arrangements, or pay-to-advertise buddy organizations, do not have high ethical standards.


A comprehensive table of Financial-aid Scholarship Points:
Scholarship Points



Sunday, November 16, 2008

"Approval-Seal" Scams

Approval-Seal scams have proliferated over the Internet. Beware of any scholarship search service sponsored by and/ or promoted by National Association for College Admission Counseling (NACAC), and National Scholarship Provider's Association., a/k/a/ NSPA

If an organization displays any sort of "approval seal" of these organizations, it is virtually guaranteed that their services are incomplete, heavily censored, and catered to "preferred listings" in the same way of the massive student-loan fraud investigated by the New York Attorney General.

Beware of any "approval seal" issued by a non-profit organization to a for-profit company. This sort of transaction is typically a back-handed way of paying a for-profit entity a fee to act in a manner that is otherwise and generally prohibited if the non-profit acted alone.

Such "Approval-Seals" often come with political overtones, and commercially-sponsored links to members of the non-profit. In various cases, such
"Approval-Seals" may be akin to paying a fee to a reporter to write certain articles, or paying a radio station to play certain records.

Both NACAC and N.S.P.A. have ties to National Association of Student Financial Aid Administrators (a/k/a/ NASFAA). The office of the N.Y. York Attorney General has tied many members of NASFAA and NACAC to deceitful acts, and fraudulent conduct involving student-loan fraud. Both organizations have ties to the massive student loan fraud amongst its many members, and have ties dating back to 1996 to notorious federal informant Mark Kantrowitz.

In their literature, NACAC makes the claim that their Seal of Approval is "designed to help our audience make choices about the growing number of available admission counseling resources as they consider options beyond secondary school." This is crap. In our opinion, the seal is a for-profit technique designed to circumvent standard moral and ethical customs that traditional non-profit organizations should abide by.

As proof, what State Bar association is going to allow an attorney to sale or barter a "Seal of Approval" to for-profit businesses or private persons??

The business of "Approval Seals" by non-profit organizations is the backbone that led to the under-reporting and non-detection of student-loan fraud.

There are numerous public documents, and documents that federal agencies (U.S. Department of Justice, United States Postal Service, FTC, Dept. of Education) WILL NOT release under the Freedom of Information Act that implicate informant Kantrowitz with certain officials associated with NACAC, N.S.P.A., and NASFAA.

Until and unless these documents are made public, we must assume that any organization bearing the "Approval Seal" associated with NASFAA, or NACAC or N.S.P.A., is prone to suspicions and perhaps even fraud!!

Thank you!